Call Me Directly @ (406) 871-4500
Begin Your Home Loan Journey Today!
I am committed to ensuring that your mortgage journey is a five star experience!
The Right Lender
It's quite remarkable to learn that a significant number of individuals continue to frequent their local banks, despite the fact that neighborhood mortgage brokers often provide more attractive rates, more loan programs and reduced fees.
One Stop Shop
We meticulously navigate through a vast network of over 230 distinct investors, equipped with thousands of varied loan programs, ensuring that your mortgage is tailored precisely to your unique needs.
Competitive Rates
As a debt-free mortgage brokerage boasting minimal overhead costs, we are in the prime position to extend those savings to you through exceptionally competitive interest rates.
The mortgage payment calculator is just a tool for getting a rough idea. Your actual qualification, rates, and payments may differ, as they depend on specific factors and timing. It should not be seen as a promise of a loan.
Tim Redmond
iT'S MOST important to me to fully understand what you want!
I'm committed to helping customers achieve their home ownership, construction & refinance goals as Simply & Easily as possibly! I began my mortgage career in 1997, and in 2000 I was formally trained as a construction/renovation specialist. I have the skills, expertise & experience to help my customers with all of their unique home financing needs! I do so by listening & focusing on their goals, and educating them on their best options. I have an additional 7 years’ experience as a financial planner/investment advisor with two Fortune 500 companies. I fully understand what it takes to provide great results for my customers and I’m always devoted to a high degree of personalized service, staying current on the financial markets, being up-to-date on the vast number of mortgage loan programs available as well as the ever-changing industry guidelines. My bar is set very high for customer service as well as I’m committed to discreet and ethical treatment of my clients’ information. I specialize in smooth transactions from the many Jumbo, Conventional, FHA, VA, USDA, and Construction financing as well as other Niche Programs. I offer a vast number of programs for purchase, building or refinancing of primary homes, 2nd/vacation homes, or residential investment properties as well as down payment assistance and first-time home-buyer education programs. Whether my customers’ goals are to purchase, build or refinance, my commitment is to provide a thorough financial review, fully educate on all viable loan options as well as additional advice and service to improve my customer’s availability to the best loan options possible. Above all, maintaining superior customer service is my number one goal! “I want my customers to be well informed, so they can make confident decisions that help them improve their financial position. I am committed to helping them get the absolute best terms available, while making the home loan process Simple & Easy!”
What our clients say
As a satisfied customer, I highly endorse NEXA Mortgage for their personalized, cost-effective mortgage solutions, transparent practices, and swift, efficient process, ensuring a stress-free home buying experience.
~ Steve W.
FAQ's
We pledge unwavering support and expert guidance to unlock the ideal mortgage solutions tailored to you and your loved ones' aspirations.
Do I need to save for a 20% down payment?
No. You don't have to save for a 20% down payment. You can put down as little as 3.5% with FHA loans, or even no money at all with a DPA, VA and USDA loans. Plus, with Private Mortgage Insurance, you can buy a home without the full 20% down. You've got choices, no matter your situation.
Are Pre-Qualification and Pre-Approval the same thing?
No. Pre-qualification and pre-approval are not the same. Pre-qualification is a lender's initial assessment that you might be able to get a loan based on your finances. Pre-approval is a more formal promise from a lender to give you a mortgage based on a thorough check of your financial background.
What is the difference between a bank and a mortgage broker?
A bank is a direct lender that provides you with the mortgage funds, whereas a mortgage broker acts as an intermediary, offering you loan options from various lenders. Working with a mortgage broker offers numerous benefits. They provide valuable assistance early in the homebuying process, helping you gather necessary documents and answering your loan-related questions. A broker's access to a variety of loans means they can tailor options to your specific needs, even if you're looking for less common mortgage types or have unique circumstances such as a thin credit file. They offer customized support, going over loan options and aiding in informed decision-making. Plus, the convenience factor is significant; brokers handle the paperwork and communication with lenders, streamlining the process and saving you time and stress.
What is Private Mortgage Insurance (PMI)?
Private Mortgage Insurance (PMI) is insurance that you might have to pay if your down payment is less than 20% of your home's price when you buy it, or if you owe more than 80% of your home's value when refinancing. It's a protection for the bank or lender, not you, in case you can't pay your mortgage anymore.
Can I access my home equity before I finish paying off my loan?
Yes! Your mortgage advisor can guide you in picking the best options to get money from your home's value before you pay off your mortgage fully. This money can be used for home renovations, paying for college, or planning for long-term care, among other things. Have a chat with your mortgage advisor to learn how you can tap into your home's equity for these expenses.
NEXA Mortgage
3100 W Ray Road
Suite 201, Office 209
Chandler, AZ 85226
NMLS 1660690
AZMB 0944059
www.nexamortgage.com
Contact Us
Tim Redmond
28yr/Mortgage Expert
Mortgage Loan Advisor
NMLS # 487294
Located In: AZ, CA, MT & WA
Phone:
(406) 871-4500
Email:
tredmond@nexamortgage.com
Proud Supporter of
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.
Tim is Licensed in AZ, CA, MT & WA
An Equal Housing Lender All Rights Reserved. © 2024